Dollar-cost averaging is where an individual periodically invests a set amount of dollars into a fluctuating investment – typically a mutual fund - over time.
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Even if you find yourself in a comfortable financial situation, refinancing may be a smart decision that can allow you to save more of your hard-earned money for years to come.
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While we can’t see the future to tell you exactly what college will cost two decades from now, we can give you some information on different types of savings/investment accounts for your children so you’re prepared.
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How many times have you heard the term diversification in relation to investing and you just nodded your head without fully understanding? What about when people talk about stocks and bonds? Stocks are relatively easy to understand, but bonds? They can be a little more complex… there’s a reason for the Wall Street saying, “The smart money’s in bonds.”
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